Call reports 2023
MURPHY BANK — 2023
What MURPHY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 370,721,000 | 377,698,000 | 378,207,000 | 368,404,000 |
| Total loans | 318,545,000 | 323,737,000 | 322,359,000 | 315,655,000 |
| Allowance for loan losses | 4,053,000 | 4,126,000 | 4,050,000 | 4,034,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,801,000 | 310,405,000 | 310,081,000 | 301,017,000 |
| Interest-bearing deposits | 315,664,000 | 307,631,000 | 307,357,000 | 298,211,000 |
| Noninterest-bearing deposits | 2,137,000 | 2,773,000 | 2,724,000 | 2,806,000 |
| Equity capital | 46,302,000 | 47,212,000 | 47,805,000 | 48,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,476,000 | 11,319,000 | 17,580,000 | 23,972,000 |
| Interest expense | 1,646,000 | 3,835,000 | 6,670,000 | 9,692,000 |
| Net interest income | 3,830,000 | 7,484,000 | 10,910,000 | 14,280,000 |
| Noninterest income | 105,000 | 267,000 | 393,000 | 528,000 |
| Noninterest expense | 1,975,000 | 3,897,000 | 5,960,000 | 8,187,000 |
| Provision for loan losses | 67,000 | 167,000 | 158,000 | 177,000 |
| Pretax income | 1,894,000 | 3,684,000 | 5,171,000 | 6,434,000 |
| Income tax | 66,000 | 129,000 | 181,000 | 230,000 |
| Net income | 1,828,000 | 3,555,000 | 4,990,000 | 6,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,301,000 | 47,211,000 | 47,805,000 | 48,274,000 |