Call reports 2022
MURPHY BANK — 2022
What MURPHY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 359,480,000 | 361,050,000 | 366,434,000 | 359,341,000 |
| Total loans | 315,084,000 | 321,149,000 | 320,989,000 | 317,261,000 |
| Allowance for loan losses | 3,442,000 | 3,577,000 | 3,748,000 | 3,937,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,674,000 | 316,853,000 | 320,964,000 | 310,739,000 |
| Interest-bearing deposits | 309,363,000 | 314,380,000 | 317,755,000 | 307,945,000 |
| Noninterest-bearing deposits | 2,312,000 | 2,473,000 | 3,209,000 | 2,795,000 |
| Equity capital | 42,376,000 | 43,319,000 | 44,560,000 | 45,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,825,000 | 9,801,000 | 15,013,000 | 20,461,000 |
| Interest expense | 319,000 | 703,000 | 1,357,000 | 2,414,000 |
| Net interest income | 4,506,000 | 9,098,000 | 13,656,000 | 18,047,000 |
| Noninterest income | 47,000 | 101,000 | 151,000 | 219,000 |
| Noninterest expense | 1,940,000 | 3,886,000 | 5,960,000 | 8,022,000 |
| Provision for loan losses | 164,000 | 294,000 | 465,000 | 645,000 |
| Pretax income | 2,449,000 | 5,019,000 | 7,382,000 | 9,599,000 |
| Income tax | 86,000 | 176,000 | 258,000 | 333,000 |
| Net income | 2,363,000 | 4,843,000 | 7,124,000 | 9,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,376,000 | 43,319,000 | 44,560,000 | 45,274,000 |