Call reports 2021
MURPHY BANK — 2021
What MURPHY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 328,425,000 | 351,734,000 | 351,517,000 | 350,760,000 |
| Total loans | 290,221,000 | 309,141,000 | 309,341,000 | 310,112,000 |
| Allowance for loan losses | 3,085,000 | 3,242,000 | 3,353,000 | 3,407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,758,000 | 309,311,000 | 307,152,000 | 305,311,000 |
| Interest-bearing deposits | 274,704,000 | 306,111,000 | 304,687,000 | 302,874,000 |
| Noninterest-bearing deposits | 2,054,000 | 3,200,000 | 2,465,000 | 2,437,000 |
| Equity capital | 37,553,000 | 38,589,000 | 40,269,000 | 41,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,600,000 | 9,404,000 | 14,453,000 | 19,443,000 |
| Interest expense | 603,000 | 1,096,000 | 1,497,000 | 1,849,000 |
| Net interest income | 3,997,000 | 8,308,000 | 12,956,000 | 17,594,000 |
| Noninterest income | 141,000 | 194,000 | 223,000 | 274,000 |
| Noninterest expense | 1,775,000 | 3,538,000 | 5,275,000 | 7,149,000 |
| Provision for loan losses | 254,000 | 395,000 | 489,000 | 533,000 |
| Pretax income | 2,109,000 | 4,569,000 | 7,415,000 | 10,186,000 |
| Income tax | 74,000 | 160,000 | 260,000 | 353,000 |
| Net income | 2,035,000 | 4,409,000 | 7,155,000 | 9,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,553,000 | 38,591,000 | 40,269,000 | 41,328,000 |