Call reports 2020
MURPHY BANK — 2020
What MURPHY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 306,996,000 | 309,539,000 | 319,605,000 | 318,892,000 |
| Total loans | 262,700,000 | 261,644,000 | 274,421,000 | 279,642,000 |
| Allowance for loan losses | 2,794,000 | 2,884,000 | 2,964,000 | 2,992,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,023,000 | 256,053,000 | 265,757,000 | 269,565,000 |
| Interest-bearing deposits | 261,232,000 | 254,150,000 | 263,498,000 | 267,608,000 |
| Noninterest-bearing deposits | 1,791,000 | 1,903,000 | 2,259,000 | 1,957,000 |
| Equity capital | 34,200,000 | 34,914,000 | 35,882,000 | 36,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,398,000 | 8,687,000 | 13,160,000 | 17,757,000 |
| Interest expense | 1,361,000 | 2,532,000 | 3,467,000 | 4,237,000 |
| Net interest income | 3,037,000 | 6,155,000 | 9,693,000 | 13,520,000 |
| Noninterest income | 76,000 | 106,000 | 152,000 | 199,000 |
| Noninterest expense | 1,613,000 | 3,214,000 | 4,796,000 | 6,570,000 |
| Provision for loan losses | 117,000 | 271,000 | 430,000 | 439,000 |
| Pretax income | 1,383,000 | 2,776,000 | 4,619,000 | 6,710,000 |
| Income tax | 48,000 | 99,000 | 164,000 | 240,000 |
| Net income | 1,335,000 | 2,677,000 | 4,455,000 | 6,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,200,000 | 34,914,000 | 35,882,000 | 36,701,000 |