Call reports 2019
MURPHY BANK — 2019
What MURPHY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 303,843,000 | 306,090,000 | 309,342,000 | 307,570,000 |
| Total loans | 265,345,000 | 264,359,000 | 264,524,000 | 264,628,000 |
| Allowance for loan losses | 2,650,000 | 2,662,000 | 2,653,000 | 2,667,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,157,000 | 264,764,000 | 266,808,000 | 265,316,000 |
| Interest-bearing deposits | 260,530,000 | 262,909,000 | 264,686,000 | 263,274,000 |
| Noninterest-bearing deposits | 1,627,000 | 1,854,000 | 2,122,000 | 2,041,000 |
| Equity capital | 31,991,000 | 32,469,000 | 33,297,000 | 33,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,215,000 | 8,581,000 | 13,019,000 | 17,457,000 |
| Interest expense | 1,321,000 | 2,743,000 | 4,217,000 | 5,668,000 |
| Net interest income | 2,894,000 | 5,838,000 | 8,802,000 | 11,789,000 |
| Noninterest income | 15,000 | 38,000 | 77,000 | 113,000 |
| Noninterest expense | 1,533,000 | 3,096,000 | 4,597,000 | 6,212,000 |
| Provision for loan losses | 100,000 | 131,000 | 150,000 | 244,000 |
| Pretax income | 1,276,000 | 2,649,000 | 4,132,000 | 5,448,000 |
| Income tax | 45,000 | 93,000 | 145,000 | 190,000 |
| Net income | 1,231,000 | 2,556,000 | 3,987,000 | 5,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,991,000 | 32,468,000 | 33,297,000 | 33,715,000 |
| Total capital | 34,641,000 | 35,130,000 | 35,950,000 | 36,382,000 |
| Risk-weighted assets | 252,504,000 | 251,183,000 | 249,588,000 | 249,370,000 |