Call reports 2018
MURPHY BANK — 2018
What MURPHY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 257,353,000 | 270,326,000 | 282,152,000 | 291,646,000 |
| Total loans | 224,962,000 | 235,350,000 | 247,132,000 | 256,153,000 |
| Allowance for loan losses | 2,248,000 | 2,327,000 | 2,496,000 | 2,585,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,233,000 | 231,634,000 | 242,159,000 | 251,705,000 |
| Interest-bearing deposits | 220,973,000 | 230,144,000 | 240,353,000 | 249,970,000 |
| Noninterest-bearing deposits | 1,260,000 | 1,491,000 | 1,806,000 | 1,735,000 |
| Equity capital | 29,849,000 | 30,405,000 | 31,028,000 | 31,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,578,000 | 7,313,000 | 11,284,000 | 15,402,000 |
| Interest expense | 644,000 | 1,423,000 | 2,411,000 | 3,583,000 |
| Net interest income | 2,934,000 | 5,890,000 | 8,873,000 | 11,819,000 |
| Noninterest income | 51,000 | 105,000 | 134,000 | 220,000 |
| Noninterest expense | 1,463,000 | 3,016,000 | 4,525,000 | 6,077,000 |
| Provision for loan losses | 17,000 | 177,000 | 342,000 | 428,000 |
| Pretax income | 1,505,000 | 2,802,000 | 4,140,000 | 5,534,000 |
| Income tax | 53,000 | 98,000 | 145,000 | 194,000 |
| Net income | 1,452,000 | 2,704,000 | 3,995,000 | 5,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,849,000 | 30,405,000 | 31,028,000 | 31,497,000 |
| Total capital | 32,097,000 | 32,732,000 | 33,524,000 | 34,082,000 |
| Risk-weighted assets | 211,150,000 | 221,333,000 | 233,867,000 | 243,341,000 |