Call reports 2017
MURPHY BANK — 2017
What MURPHY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 240,540,000 | 246,833,000 | 251,575,000 | 254,116,000 |
| Total loans | 211,016,000 | 216,497,000 | 219,702,000 | 220,737,000 |
| Allowance for loan losses | 2,114,000 | 2,144,000 | 2,216,000 | 2,210,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,631,000 | 214,453,000 | 218,229,000 | 220,542,000 |
| Interest-bearing deposits | 210,283,000 | 213,044,000 | 216,642,000 | 219,160,000 |
| Noninterest-bearing deposits | 1,349,000 | 1,409,000 | 1,587,000 | 1,383,000 |
| Equity capital | 27,545,000 | 28,077,000 | 28,741,000 | 29,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,707,000 | 10,197,000 | 13,761,000 |
| Interest expense | 452,000 | 936,000 | 1,482,000 | 2,075,000 |
| Net interest income | 2,866,000 | 5,771,000 | 8,715,000 | 11,686,000 |
| Noninterest income | 34,000 | 62,000 | 88,000 | 130,000 |
| Noninterest expense | 1,359,000 | 2,743,000 | 4,123,000 | 5,545,000 |
| Provision for loan losses | 38,000 | 131,000 | 193,000 | 280,000 |
| Pretax income | 1,503,000 | 2,959,000 | 4,487,000 | 5,991,000 |
| Income tax | 53,000 | 104,000 | 157,000 | 211,000 |
| Net income | 1,450,000 | 2,855,000 | 4,330,000 | 5,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,545,000 | 28,077,000 | 28,741,000 | 29,246,000 |
| Total capital | 29,659,000 | 30,221,000 | 30,957,000 | 31,456,000 |
| Risk-weighted assets | 197,337,000 | 202,571,000 | 205,706,000 | 207,115,000 |