Call reports 2016
MURPHY BANK — 2016
What MURPHY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 224,486,000 | 232,949,000 | 235,608,000 | 238,018,000 |
| Total loans | 197,840,000 | 203,847,000 | 205,529,000 | 208,418,000 |
| Allowance for loan losses | 1,923,000 | 2,063,000 | 2,063,000 | 2,104,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,968,000 | 206,919,000 | 208,707,000 | 210,607,000 |
| Interest-bearing deposits | 196,991,000 | 205,755,000 | 207,353,000 | 209,302,000 |
| Noninterest-bearing deposits | 978,000 | 1,164,000 | 1,353,000 | 1,305,000 |
| Equity capital | 25,198,000 | 25,578,000 | 26,301,000 | 26,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,131,000 | 6,362,000 | 9,709,000 | 13,069,000 |
| Interest expense | 397,000 | 816,000 | 1,254,000 | 1,697,000 |
| Net interest income | 2,734,000 | 5,546,000 | 8,455,000 | 11,372,000 |
| Noninterest income | 26,000 | 37,000 | 38,000 | 49,000 |
| Noninterest expense | 1,301,000 | 2,613,000 | 3,926,000 | 5,264,000 |
| Provision for loan losses | 67,000 | 269,000 | 350,000 | 356,000 |
| Pretax income | 1,392,000 | 2,701,000 | 4,217,000 | 5,801,000 |
| Income tax | 49,000 | 95,000 | 148,000 | 201,000 |
| Net income | 1,343,000 | 2,606,000 | 4,069,000 | 5,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,198,000 | 25,578,000 | 26,301,000 | 26,998,000 |
| Total capital | 27,121,000 | 27,641,000 | 28,364,000 | 29,102,000 |
| Risk-weighted assets | 183,981,000 | 189,291,000 | 191,380,000 | 194,007,000 |