Call reports 2015
MURPHY BANK — 2015
What MURPHY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,401,000 | 210,875,000 | 217,154,000 | 220,915,000 |
| Total loans | 177,189,000 | 186,515,000 | 190,420,000 | 193,845,000 |
| Allowance for loan losses | 1,759,000 | 1,818,000 | 1,912,000 | 2,016,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,537,000 | 187,080,000 | 192,395,000 | 196,055,000 |
| Interest-bearing deposits | 175,714,000 | 186,197,000 | 191,370,000 | 194,946,000 |
| Noninterest-bearing deposits | 823,000 | 882,000 | 1,025,000 | 1,109,000 |
| Equity capital | 22,727,000 | 23,532,000 | 24,119,000 | 24,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,796,000 | 5,762,000 | 8,870,000 | 12,026,000 |
| Interest expense | 310,000 | 648,000 | 1,016,000 | 1,405,000 |
| Net interest income | 2,486,000 | 5,114,000 | 7,854,000 | 10,621,000 |
| Noninterest income | 43,000 | 50,000 | 73,000 | 73,000 |
| Noninterest expense | 1,127,000 | 2,330,000 | 3,589,000 | 4,886,000 |
| Provision for loan losses | 125,000 | 263,000 | 444,000 | 542,000 |
| Pretax income | 1,277,000 | 2,571,000 | 3,894,000 | 5,266,000 |
| Income tax | 45,000 | 90,000 | 137,000 | 185,000 |
| Net income | 1,232,000 | 2,481,000 | 3,757,000 | 5,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,727,000 | 23,532,000 | 24,119,000 | 24,598,000 |
| Total capital | 24,486,000 | 25,350,000 | 26,031,000 | 26,614,000 |
| Risk-weighted assets | 161,990,000 | 172,005,000 | 176,789,000 | 180,680,000 |