Call reports 2013
MURPHY BANK — 2013
What MURPHY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 126,082,000 | 133,441,000 | 138,402,000 | 144,398,000 |
| Total loans | 109,031,000 | 116,236,000 | 122,993,000 | 129,277,000 |
| Allowance for loan losses | 1,256,000 | 1,310,000 | 1,302,000 | 1,311,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,522,000 | 112,956,000 | 117,341,000 | 123,130,000 |
| Interest-bearing deposits | 105,139,000 | 112,481,000 | 116,821,000 | 122,549,000 |
| Noninterest-bearing deposits | 383,000 | 475,000 | 520,000 | 581,000 |
| Equity capital | 19,956,000 | 20,163,000 | 20,671,000 | 21,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 4,035,000 | 6,203,000 | 8,422,000 |
| Interest expense | 181,000 | 372,000 | 570,000 | 773,000 |
| Net interest income | 1,797,000 | 3,663,000 | 5,633,000 | 7,649,000 |
| Noninterest income | 25,000 | 57,000 | 90,000 | 172,000 |
| Noninterest expense | 950,000 | 1,868,000 | 2,789,000 | 3,795,000 |
| Provision for loan losses | 54,000 | 193,000 | 241,000 | 274,000 |
| Pretax income | 818,000 | 1,659,000 | 2,693,000 | 3,752,000 |
| Income tax | 29,000 | 58,000 | 94,000 | 129,000 |
| Net income | 789,000 | 1,601,000 | 2,599,000 | 3,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,956,000 | 20,163,000 | 20,671,000 | 21,038,000 |
| Total capital | 21,212,000 | 21,473,000 | 21,973,000 | 22,349,000 |
| Risk-weighted assets | 101,377,000 | 107,620,000 | 112,701,000 | 118,491,000 |