Call reports 2012
MURPHY BANK — 2012
What MURPHY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 109,815,000 | 112,360,000 | 113,950,000 | 121,723,000 |
| Total loans | 92,118,000 | 96,008,000 | 99,562,000 | 105,305,000 |
| Allowance for loan losses | 1,348,000 | 1,411,000 | 1,335,000 | 1,300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,466,000 | 93,230,000 | 94,265,000 | 101,766,000 |
| Interest-bearing deposits | 90,160,000 | 92,705,000 | 93,835,000 | 101,255,000 |
| Noninterest-bearing deposits | 306,000 | 525,000 | 430,000 | 511,000 |
| Equity capital | 18,834,000 | 18,975,000 | 19,375,000 | 19,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,852,000 | 5,828,000 | 7,833,000 |
| Interest expense | 187,000 | 368,000 | 544,000 | 727,000 |
| Net interest income | 1,741,000 | 3,484,000 | 5,284,000 | 7,106,000 |
| Noninterest income | 8,000 | 43,000 | 71,000 | 113,000 |
| Noninterest expense | 852,000 | 1,733,000 | 2,592,000 | 3,462,000 |
| Provision for loan losses | 151,000 | 374,000 | 470,000 | 493,000 |
| Pretax income | 746,000 | 1,420,000 | 2,293,000 | 3,264,000 |
| Income tax | 26,000 | 50,000 | 80,000 | 113,000 |
| Net income | 720,000 | 1,370,000 | 2,213,000 | 3,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,834,000 | 18,975,000 | 19,375,000 | 19,685,000 |
| Total capital | 19,919,000 | 20,090,000 | 20,532,000 | 20,915,000 |
| Risk-weighted assets | 86,575,000 | 88,904,000 | 92,348,000 | 98,336,000 |