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Call reports 2006

MURPHY BANK — 2006

What MURPHY BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7d3e1a7f-9e1c-42c4-a266-2b1b54690b66/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets106,363,000105,692,000107,615,000107,967,000
Total loans91,675,00093,576,00094,284,00093,610,000
Allowance for loan losses644,000673,000628,000556,000
Securities available for sale0000
Securities held to maturity3,598,0003,597,0003,597,0003,597,000
Trading assets0000
Total deposits90,177,00089,592,00091,219,00091,532,000
Interest-bearing deposits89,732,00089,262,00090,827,00091,246,000
Noninterest-bearing deposits445,000330,000392,000286,000
Equity capital14,061,00014,342,00014,590,00014,703,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income2,207,0004,467,0006,787,0009,125,000
Interest expense880,0001,825,0002,879,0004,020,000
Net interest income1,327,0002,642,0003,908,0005,105,000
Noninterest income31,00090,000139,000225,000
Noninterest expense635,0001,277,0001,922,0002,555,000
Provision for loan losses24,00040,00040,00073,000
Pretax income699,0001,415,0002,085,0002,702,000
Income tax25,00051,00076,00094,000
Net income674,0001,364,0002,009,0002,608,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital14,061,00014,342,00014,590,00014,703,000
Total capital14,705,00015,015,00015,218,00015,259,000
Risk-weighted assets91,797,00092,984,00093,998,00093,664,000

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