Call reports 2005
MURPHY BANK — 2005
What MURPHY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 99,091,000 | 98,650,000 | 103,479,000 | 105,939,000 |
| Total loans | 85,474,000 | 86,150,000 | 90,097,000 | 91,783,000 |
| Allowance for loan losses | 491,000 | 530,000 | 563,000 | 620,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,397,000 | 3,397,000 | 3,597,000 | 3,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,908,000 | 83,454,000 | 87,963,000 | 90,327,000 |
| Interest-bearing deposits | 83,495,000 | 83,038,000 | 87,545,000 | 90,041,000 |
| Noninterest-bearing deposits | 413,000 | 416,000 | 418,000 | 286,000 |
| Equity capital | 12,869,000 | 13,318,000 | 13,589,000 | 13,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,174,000 | 6,335,000 | 8,541,000 |
| Interest expense | 547,000 | 1,158,000 | 1,857,000 | 2,662,000 |
| Net interest income | 1,523,000 | 3,016,000 | 4,478,000 | 5,879,000 |
| Noninterest income | 18,000 | 30,000 | 61,000 | 87,000 |
| Noninterest expense | 623,000 | 1,253,000 | 1,902,000 | 2,528,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 165,000 |
| Pretax income | 873,000 | 1,703,000 | 2,502,000 | 3,273,000 |
| Income tax | 31,000 | 60,000 | 88,000 | 113,000 |
| Net income | 842,000 | 1,643,000 | 2,414,000 | 3,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,869,000 | 13,318,000 | 13,589,000 | 13,797,000 |
| Total capital | 13,360,000 | 13,848,000 | 14,152,000 | 14,417,000 |
| Risk-weighted assets | 86,197,000 | 86,625,000 | 90,097,000 | 91,644,000 |
Machine access — free, no API key
Every figure shown here about MURPHY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.