Call reports 2025
STATE BANK, THE — 2025
What STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 85,166,000 | 85,962,000 | 89,151,000 | 88,833,000 |
| Total loans | 43,859,000 | 45,775,000 | 42,723,000 | 44,122,000 |
| Allowance for loan losses | 1,434,000 | 1,435,000 | 1,286,000 | 1,286,000 |
| Securities available for sale | 29,328,000 | 31,470,000 | 32,027,000 | 33,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,643,000 | 79,187,000 | 81,564,000 | 81,055,000 |
| Interest-bearing deposits | 67,348,000 | 67,207,000 | 69,398,000 | 68,350,000 |
| Noninterest-bearing deposits | 11,295,000 | 11,980,000 | 12,166,000 | 12,705,000 |
| Equity capital | 6,061,000 | 6,331,000 | 7,133,000 | 7,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,796,000 | 2,754,000 | 3,728,000 |
| Interest expense | 387,000 | 773,000 | 1,160,000 | 1,535,000 |
| Net interest income | 476,000 | 1,023,000 | 1,594,000 | 2,193,000 |
| Noninterest income | 51,000 | 79,000 | 111,000 | 171,000 |
| Noninterest expense | 409,000 | 758,000 | 1,186,000 | 1,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 321,000 | 494,000 | 518,000 |
| Income tax | 0 | 9,000 | 15,000 | 16,000 |
| Net income | 102,000 | 312,000 | 479,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,924,000 | 10,084,000 | 10,251,000 | 10,273,000 |