Call reports 2024
STATE BANK, THE — 2024
What STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 83,796,000 | 83,542,000 | 82,083,000 | 82,413,000 |
| Total loans | 45,840,000 | 44,750,000 | 45,502,000 | 44,257,000 |
| Allowance for loan losses | 1,477,000 | 1,927,000 | 1,932,000 | 1,433,000 |
| Securities available for sale | 33,792,000 | 31,370,000 | 31,390,000 | 29,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,646,000 | 75,780,000 | 75,197,000 | 76,353,000 |
| Interest-bearing deposits | 63,314,000 | 64,320,000 | 64,553,000 | 64,434,000 |
| Noninterest-bearing deposits | 11,332,000 | 11,460,000 | 10,644,000 | 11,919,000 |
| Equity capital | 5,159,000 | 5,287,000 | 6,440,000 | 5,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,845,000 | 2,804,000 | 3,680,000 |
| Interest expense | 364,000 | 772,000 | 1,200,000 | 1,610,000 |
| Net interest income | 480,000 | 1,073,000 | 1,604,000 | 2,070,000 |
| Noninterest income | 43,000 | 96,000 | 148,000 | 206,000 |
| Noninterest expense | 413,000 | 779,000 | 1,225,000 | 1,901,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 110,000 | 363,000 | 504,000 | 854,000 |
| Income tax | -5,000 | -5,000 | 7,000 | 26,000 |
| Net income | 115,000 | 368,000 | 497,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,608,000 | 9,687,000 | 9,815,000 | 9,847,000 |