Call reports 2023
STATE BANK, THE — 2023
What STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 83,879,000 | 83,809,000 | 83,023,000 | 85,227,000 |
| Total loans | 41,728,000 | 42,306,000 | 44,402,000 | 46,177,000 |
| Allowance for loan losses | 930,000 | 1,475,000 | 1,475,000 | 1,476,000 |
| Securities available for sale | 36,836,000 | 34,648,000 | 33,624,000 | 34,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,194,000 | 77,769,000 | 77,652,000 | 76,595,000 |
| Interest-bearing deposits | 63,703,000 | 63,934,000 | 64,536,000 | 62,529,000 |
| Noninterest-bearing deposits | 14,491,000 | 13,835,000 | 13,116,000 | 14,066,000 |
| Equity capital | 5,160,000 | 4,810,000 | 4,036,000 | 5,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,454,000 | 2,277,000 | 3,113,000 |
| Interest expense | 166,000 | 392,000 | 684,000 | 1,024,000 |
| Net interest income | 536,000 | 1,062,000 | 1,593,000 | 2,089,000 |
| Noninterest income | 72,000 | 115,000 | 152,000 | 205,000 |
| Noninterest expense | 413,000 | 798,000 | 1,249,000 | 1,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 383,000 | 502,000 | 456,000 |
| Income tax | 7,000 | 15,000 | 20,000 | 17,000 |
| Net income | 189,000 | 368,000 | 482,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,418,000 | 9,597,000 | 9,712,000 | 9,493,000 |