Call reports 2022
STATE BANK, THE — 2022
What STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 81,606,000 | 83,691,000 | 79,865,000 | 84,012,000 |
| Total loans | 29,051,000 | 34,818,000 | 38,712,000 | 42,378,000 |
| Allowance for loan losses | 435,000 | 413,000 | 434,000 | 454,000 |
| Securities available for sale | 41,453,000 | 37,321,000 | 35,778,000 | 36,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,585,000 | 78,083,000 | 75,422,000 | 74,743,000 |
| Interest-bearing deposits | 60,535,000 | 63,788,000 | 61,951,000 | 62,050,000 |
| Noninterest-bearing deposits | 14,050,000 | 14,295,000 | 13,471,000 | 12,693,000 |
| Equity capital | 6,966,000 | 5,541,000 | 4,359,000 | 4,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 925,000 | 1,518,000 | 2,223,000 |
| Interest expense | 54,000 | 104,000 | 161,000 | 267,000 |
| Net interest income | 362,000 | 821,000 | 1,357,000 | 1,956,000 |
| Noninterest income | 115,000 | 283,000 | 329,000 | 374,000 |
| Noninterest expense | 368,000 | 714,000 | 1,103,000 | 1,697,000 |
| Provision for loan losses | 0 | 10,000 | 30,000 | 50,000 |
| Pretax income | 110,000 | 377,000 | 550,000 | 580,000 |
| Income tax | -9,000 | 3,000 | 11,000 | 13,000 |
| Net income | 119,000 | 374,000 | 539,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,320,000 | 9,575,000 | 9,739,000 | 9,682,000 |