Call reports 2021
STATE BANK, THE — 2021
What STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 79,396,000 | 79,471,000 | 79,322,000 | 79,560,000 |
| Total loans | 32,100,000 | 30,425,000 | 29,316,000 | 25,160,000 |
| Allowance for loan losses | 399,000 | 404,000 | 414,000 | 435,000 |
| Securities available for sale | 34,983,000 | 37,546,000 | 38,709,000 | 41,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,066,000 | 69,951,000 | 69,721,000 | 70,220,000 |
| Interest-bearing deposits | 57,531,000 | 57,312,000 | 56,459,000 | 57,502,000 |
| Noninterest-bearing deposits | 12,535,000 | 12,639,000 | 13,262,000 | 12,718,000 |
| Equity capital | 9,241,000 | 9,434,000 | 9,506,000 | 9,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 960,000 | 1,426,000 | 2,157,000 |
| Interest expense | 79,000 | 153,000 | 221,000 | 281,000 |
| Net interest income | 412,000 | 807,000 | 1,205,000 | 1,876,000 |
| Noninterest income | 51,000 | 96,000 | 135,000 | 221,000 |
| Noninterest expense | 400,000 | 745,000 | 1,117,000 | 1,788,000 |
| Provision for loan losses | 5,000 | 15,000 | 25,000 | 45,000 |
| Pretax income | 64,000 | 150,000 | 207,000 | 275,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 25,000 |
| Net income | 62,000 | 144,000 | 198,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,092,000 | 9,174,000 | 9,228,000 | 9,201,000 |