Call reports 2020
STATE BANK, THE — 2020
What STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 71,069,000 | 73,119,000 | 74,283,000 | 75,160,000 |
| Total loans | 37,193,000 | 35,875,000 | 33,876,000 | 31,756,000 |
| Allowance for loan losses | 818,000 | 898,000 | 384,000 | 394,000 |
| Securities available for sale | 23,959,000 | 24,980,000 | 26,869,000 | 29,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,632,000 | 63,459,000 | 64,607,000 | 65,534,000 |
| Interest-bearing deposits | 52,565,000 | 53,033,000 | 53,636,000 | 54,372,000 |
| Noninterest-bearing deposits | 9,067,000 | 10,426,000 | 10,971,000 | 11,162,000 |
| Equity capital | 9,282,000 | 9,530,000 | 9,552,000 | 9,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,197,000 | 1,691,000 | 2,202,000 |
| Interest expense | 127,000 | 240,000 | 342,000 | 431,000 |
| Net interest income | 448,000 | 957,000 | 1,349,000 | 1,771,000 |
| Noninterest income | 62,000 | 105,000 | 133,000 | 187,000 |
| Noninterest expense | 404,000 | 761,000 | 1,158,000 | 1,672,000 |
| Provision for loan losses | 90,000 | 170,000 | 200,000 | 210,000 |
| Pretax income | 15,000 | 127,000 | 120,000 | 73,000 |
| Income tax | -12,000 | -7,000 | -3,000 | -10,000 |
| Net income | 27,000 | 134,000 | 123,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,999,000 | 9,106,000 | 9,095,000 | 9,030,000 |