Call reports 2019
STATE BANK, THE — 2019
What STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 77,255,000 | 75,346,000 | 71,943,000 | 70,402,000 |
| Total loans | 40,387,000 | 36,712,000 | 34,455,000 | 34,912,000 |
| Allowance for loan losses | 1,117,000 | 584,000 | 681,000 | 723,000 |
| Securities available for sale | 17,005,000 | 17,774,000 | 20,058,000 | 21,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,862,000 | 65,826,000 | 62,396,000 | 61,198,000 |
| Interest-bearing deposits | 57,768,000 | 55,776,000 | 52,852,000 | 51,280,000 |
| Noninterest-bearing deposits | 10,094,000 | 10,050,000 | 9,544,000 | 9,918,000 |
| Equity capital | 9,077,000 | 9,197,000 | 9,227,000 | 9,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,415,000 | 2,045,000 | 2,632,000 |
| Interest expense | 132,000 | 260,000 | 398,000 | 530,000 |
| Net interest income | 641,000 | 1,155,000 | 1,647,000 | 2,102,000 |
| Noninterest income | 146,000 | 214,000 | 186,000 | 236,000 |
| Noninterest expense | 426,000 | 762,000 | 1,137,000 | 1,624,000 |
| Provision for loan losses | 150,000 | 300,000 | 385,000 | 485,000 |
| Pretax income | 211,000 | 307,000 | 311,000 | 229,000 |
| Income tax | 6,000 | 10,000 | 11,000 | 17,000 |
| Net income | 205,000 | 297,000 | 300,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,077,000 | 9,099,000 | 9,102,000 | 8,972,000 |
| Total capital | 9,637,000 | 9,630,000 | 9,605,000 | 9,476,000 |
| Risk-weighted assets | 44,251,000 | 42,489,000 | 40,034,000 | 40,074,000 |