Call reports 2018
STATE BANK, THE — 2018
What STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 73,663,000 | 74,344,000 | 75,678,000 | 75,444,000 |
| Total loans | 49,271,000 | 48,378,000 | 48,164,000 | 47,889,000 |
| Allowance for loan losses | 833,000 | 637,000 | 662,000 | 962,000 |
| Securities available for sale | 14,225,000 | 13,593,000 | 14,904,000 | 15,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,895,000 | 65,332,000 | 66,486,000 | 66,367,000 |
| Interest-bearing deposits | 54,995,000 | 56,338,000 | 56,321,000 | 56,042,000 |
| Noninterest-bearing deposits | 9,900,000 | 8,994,000 | 10,165,000 | 10,325,000 |
| Equity capital | 8,472,000 | 8,713,000 | 8,859,000 | 8,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 702,000 | 1,442,000 | 2,192,000 | 2,975,000 |
| Interest expense | 91,000 | 192,000 | 309,000 | 432,000 |
| Net interest income | 611,000 | 1,250,000 | 1,883,000 | 2,543,000 |
| Noninterest income | 120,000 | 177,000 | 218,000 | 258,000 |
| Noninterest expense | 424,000 | 783,000 | 1,213,000 | 1,782,000 |
| Provision for loan losses | 250,000 | 300,000 | 325,000 | 625,000 |
| Pretax income | 57,000 | 344,000 | 563,000 | 394,000 |
| Income tax | -12,000 | 1,000 | 10,000 | 4,000 |
| Net income | 69,000 | 343,000 | 553,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,570,000 | 8,844,000 | 9,054,000 | 8,891,000 |
| Total capital | 9,219,000 | 9,481,000 | 9,702,000 | 9,538,000 |
| Risk-weighted assets | 51,713,000 | 51,748,000 | 51,906,000 | 51,415,000 |