Call reports 2017
STATE BANK, THE — 2017
What STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,190,000 | 71,613,000 | 71,680,000 | 72,477,000 |
| Total loans | 49,703,000 | 50,522,000 | 50,265,000 | 51,651,000 |
| Allowance for loan losses | 815,000 | 816,000 | 899,000 | 843,000 |
| Securities available for sale | 15,864,000 | 15,713,000 | 14,596,000 | 14,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,107,000 | 61,407,000 | 62,701,000 | 63,708,000 |
| Interest-bearing deposits | 51,878,000 | 52,308,000 | 53,476,000 | 54,204,000 |
| Noninterest-bearing deposits | 9,229,000 | 9,099,000 | 9,225,000 | 9,504,000 |
| Equity capital | 8,731,000 | 8,955,000 | 8,717,000 | 8,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,332,000 | 2,026,000 | 2,737,000 |
| Interest expense | 63,000 | 136,000 | 215,000 | 303,000 |
| Net interest income | 583,000 | 1,196,000 | 1,811,000 | 2,434,000 |
| Noninterest income | 52,000 | 104,000 | 128,000 | 206,000 |
| Noninterest expense | 432,000 | 790,000 | 1,207,000 | 1,716,000 |
| Provision for loan losses | 0 | 0 | 375,000 | 625,000 |
| Pretax income | 203,000 | 510,000 | 358,000 | 300,000 |
| Income tax | 10,000 | 25,000 | 25,000 | 26,000 |
| Net income | 193,000 | 485,000 | 333,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,641,000 | 8,773,000 | 8,560,000 | 8,501,000 |
| Total capital | 9,288,000 | 9,429,000 | 9,219,000 | 9,176,000 |
| Risk-weighted assets | 51,558,000 | 52,361,000 | 52,461,000 | 53,895,000 |