Call reports 2016
STATE BANK, THE — 2016
What STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,553,000 | 73,403,000 | 70,643,000 | 70,167,000 |
| Total loans | 45,851,000 | 48,047,000 | 48,763,000 | 49,984,000 |
| Allowance for loan losses | 791,000 | 836,000 | 788,000 | 814,000 |
| Securities available for sale | 19,843,000 | 16,890,000 | 16,840,000 | 15,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,180,000 | 63,625,000 | 59,199,000 | 60,595,000 |
| Interest-bearing deposits | 55,002,000 | 53,874,000 | 50,008,000 | 51,120,000 |
| Noninterest-bearing deposits | 9,178,000 | 9,751,000 | 9,191,000 | 9,475,000 |
| Equity capital | 8,275,000 | 8,647,000 | 8,817,000 | 8,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,279,000 | 1,925,000 | 2,573,000 |
| Interest expense | 60,000 | 124,000 | 187,000 | 249,000 |
| Net interest income | 579,000 | 1,155,000 | 1,738,000 | 2,324,000 |
| Noninterest income | 51,000 | 103,000 | 144,000 | 215,000 |
| Noninterest expense | 412,000 | 763,000 | 1,185,000 | 1,680,000 |
| Provision for loan losses | 25,000 | 75,000 | 75,000 | 100,000 |
| Pretax income | 193,000 | 426,000 | 628,000 | 765,000 |
| Income tax | 9,000 | 20,000 | 30,000 | 36,000 |
| Net income | 184,000 | 406,000 | 598,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,015,000 | 8,224,000 | 8,416,000 | 8,447,000 |
| Total capital | 8,630,000 | 8,857,000 | 9,059,000 | 9,096,000 |
| Risk-weighted assets | 49,028,000 | 50,456,000 | 51,263,000 | 51,796,000 |