Call reports 2014
STATE BANK, THE — 2014
What STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,719,000 | 70,153,000 | 68,979,000 | 69,643,000 |
| Total loans | 33,900,000 | 34,907,000 | 37,247,000 | 39,265,000 |
| Allowance for loan losses | 1,017,000 | 989,000 | 983,000 | 1,035,000 |
| Securities available for sale | 29,537,000 | 28,893,000 | 27,484,000 | 26,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,361,000 | 62,785,000 | 61,075,000 | 60,115,000 |
| Interest-bearing deposits | 56,233,000 | 53,471,000 | 51,670,000 | 50,771,000 |
| Noninterest-bearing deposits | 9,128,000 | 9,314,000 | 9,405,000 | 9,344,000 |
| Equity capital | 6,278,000 | 6,791,000 | 7,121,000 | 7,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,125,000 | 1,696,000 | 2,282,000 |
| Interest expense | 59,000 | 117,000 | 173,000 | 228,000 |
| Net interest income | 506,000 | 1,008,000 | 1,523,000 | 2,054,000 |
| Noninterest income | 56,000 | 119,000 | 188,000 | 247,000 |
| Noninterest expense | 402,000 | 757,000 | 1,156,000 | 1,669,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 100,000 |
| Pretax income | 133,000 | 316,000 | 503,000 | 508,000 |
| Income tax | 6,000 | 15,000 | 24,000 | 24,000 |
| Net income | 127,000 | 301,000 | 479,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,307,000 | 7,429,000 | 7,575,000 | 7,503,000 |
| Total capital | 7,812,000 | 7,942,000 | 8,111,000 | 8,056,000 |
| Risk-weighted assets | 39,853,000 | 40,567,000 | 42,413,000 | 43,720,000 |