Call reports 2013
STATE BANK, THE — 2013
What STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,597,000 | 71,314,000 | 71,575,000 | 67,555,000 |
| Total loans | 26,900,000 | 27,725,000 | 31,952,000 | 33,888,000 |
| Allowance for loan losses | 972,000 | 1,033,000 | 935,000 | 981,000 |
| Securities available for sale | 37,839,000 | 38,734,000 | 33,620,000 | 29,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,718,000 | 63,493,000 | 65,560,000 | 61,727,000 |
| Interest-bearing deposits | 53,649,000 | 53,393,000 | 53,619,000 | 51,362,000 |
| Noninterest-bearing deposits | 9,068,000 | 10,100,000 | 11,940,000 | 10,365,000 |
| Equity capital | 7,782,000 | 6,306,000 | 5,921,000 | 5,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 560,000 | 1,115,000 | 1,668,000 | 2,238,000 |
| Interest expense | 73,000 | 140,000 | 206,000 | 267,000 |
| Net interest income | 487,000 | 975,000 | 1,462,000 | 1,971,000 |
| Noninterest income | 54,000 | 109,000 | 153,000 | 204,000 |
| Noninterest expense | 403,000 | 760,000 | 1,145,000 | 1,659,000 |
| Provision for loan losses | 25,000 | 75,000 | 150,000 | 195,000 |
| Pretax income | 113,000 | 249,000 | 403,000 | 415,000 |
| Income tax | 4,000 | 11,000 | 18,000 | 19,000 |
| Net income | 109,000 | 238,000 | 385,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,952,000 | 7,058,000 | 7,192,000 | 7,192,000 |
| Total capital | 7,386,000 | 7,507,000 | 7,684,000 | 7,696,000 |
| Risk-weighted assets | 34,145,000 | 35,352,000 | 38,909,000 | 39,821,000 |