Call reports 2012
STATE BANK, THE — 2012
What STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,329,000 | 66,138,000 | 66,393,000 | 71,093,000 |
| Total loans | 33,277,000 | 33,261,000 | 32,113,000 | 31,765,000 |
| Allowance for loan losses | 1,374,000 | 1,446,000 | 1,191,000 | 1,097,000 |
| Securities available for sale | 25,245,000 | 28,376,000 | 27,329,000 | 31,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,676,000 | 58,395,000 | 58,425,000 | 63,094,000 |
| Interest-bearing deposits | 48,180,000 | 50,939,000 | 50,528,000 | 53,243,000 |
| Noninterest-bearing deposits | 7,496,000 | 7,456,000 | 7,897,000 | 9,851,000 |
| Equity capital | 7,511,000 | 7,602,000 | 7,840,000 | 7,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,198,000 | 1,795,000 | 2,386,000 |
| Interest expense | 88,000 | 177,000 | 260,000 | 338,000 |
| Net interest income | 525,000 | 1,021,000 | 1,535,000 | 2,048,000 |
| Noninterest income | 50,000 | 113,000 | 154,000 | 212,000 |
| Noninterest expense | 396,000 | 746,000 | 1,122,000 | 1,610,000 |
| Provision for loan losses | 80,000 | 315,000 | 365,000 | 400,000 |
| Pretax income | 99,000 | 97,000 | 327,000 | 375,000 |
| Income tax | 4,000 | 4,000 | 14,000 | 17,000 |
| Net income | 95,000 | 93,000 | 313,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,835,000 | 6,649,000 | 6,857,000 | 6,856,000 |
| Total capital | 7,308,000 | 7,128,000 | 7,322,000 | 7,332,000 |
| Risk-weighted assets | 36,902,000 | 37,352,000 | 36,449,000 | 37,435,000 |