Call reports 2011
STATE BANK, THE — 2011
What STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,611,000 | 60,804,000 | 62,995,000 | 62,029,000 |
| Total loans | 34,208,000 | 33,508,000 | 35,437,000 | 34,040,000 |
| Allowance for loan losses | 824,000 | 874,000 | 909,000 | 1,294,000 |
| Securities available for sale | 18,926,000 | 20,441,000 | 22,500,000 | 22,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,493,000 | 53,197,000 | 52,851,000 | 54,329,000 |
| Interest-bearing deposits | 45,768,000 | 46,460,000 | 46,149,000 | 47,195,000 |
| Noninterest-bearing deposits | 6,725,000 | 6,737,000 | 6,702,000 | 7,134,000 |
| Equity capital | 6,837,000 | 7,308,000 | 7,769,000 | 7,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,343,000 | 2,000,000 | 2,649,000 |
| Interest expense | 112,000 | 218,000 | 324,000 | 420,000 |
| Net interest income | 564,000 | 1,125,000 | 1,676,000 | 2,229,000 |
| Noninterest income | 44,000 | 80,000 | 121,000 | 176,000 |
| Noninterest expense | 393,000 | 774,000 | 1,143,000 | 1,627,000 |
| Provision for loan losses | 100,000 | 150,000 | 250,000 | 656,000 |
| Pretax income | 115,000 | 282,000 | 405,000 | 240,000 |
| Income tax | -5,000 | 2,000 | 9,000 | -1,000 |
| Net income | 120,000 | 280,000 | 396,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,870,000 | 6,955,000 | 7,008,000 | 6,753,000 |
| Total capital | 7,345,000 | 7,427,000 | 7,500,000 | 7,228,000 |
| Risk-weighted assets | 37,674,000 | 37,323,000 | 38,939,000 | 37,187,000 |