Call reports 2010
STATE BANK, THE — 2010
What STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 62,205,000 | 62,105,000 | 59,916,000 | 60,486,000 |
| Total loans | 42,186,000 | 42,039,000 | 40,318,000 | 38,931,000 |
| Allowance for loan losses | 792,000 | 652,000 | 760,000 | 804,000 |
| Securities available for sale | 13,946,000 | 14,233,000 | 13,760,000 | 14,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,615,000 | 53,332,000 | 52,171,000 | 52,783,000 |
| Interest-bearing deposits | 47,580,000 | 47,527,000 | 46,089,000 | 46,081,000 |
| Noninterest-bearing deposits | 6,035,000 | 5,805,000 | 6,082,000 | 6,702,000 |
| Equity capital | 6,801,000 | 6,925,000 | 7,357,000 | 6,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,617,000 | 2,398,000 | 3,132,000 |
| Interest expense | 170,000 | 336,000 | 487,000 | 625,000 |
| Net interest income | 642,000 | 1,281,000 | 1,911,000 | 2,507,000 |
| Noninterest income | 51,000 | 102,000 | 145,000 | 200,000 |
| Noninterest expense | 377,000 | 743,000 | 1,120,000 | 1,587,000 |
| Provision for loan losses | 150,000 | 525,000 | 700,000 | 1,000,000 |
| Pretax income | 188,000 | 138,000 | 259,000 | 239,000 |
| Income tax | 6,000 | 11,000 | 18,000 | 21,000 |
| Net income | 182,000 | 127,000 | 241,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,821,000 | 6,713,000 | 6,772,000 | 6,749,000 |
| Total capital | 7,380,000 | 7,270,000 | 7,313,000 | 7,276,000 |
| Risk-weighted assets | 44,453,000 | 44,445,000 | 43,048,000 | 41,901,000 |