Call report 2025Q4
BEAL BANK USA — 2025Q4
The 22 measures BEAL BANK USA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 14,512,815,000 | USD | evidence → |
| Total loans | 3,969,423,000 | USD | evidence → |
| Allowance for loan losses | 41,522,000 | USD | evidence → |
| Securities available for sale | 9,053,625,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,550,782,000 | USD | evidence → |
| Interest-bearing deposits | 3,490,689,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,093,000 | USD | evidence → |
| Equity capital | 2,787,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 810,030,000 | USD | evidence → |
| Interest expense | 476,519,000 | USD | evidence → |
| Net interest income | 333,511,000 | USD | evidence → |
| Noninterest income | -94,485,000 | USD | evidence → |
| Noninterest expense | 89,463,000 | USD | evidence → |
| Provision for loan losses | 30,789,000 | USD | evidence → |
| Pretax income | 127,089,000 | USD | evidence → |
| Income tax | 25,698,000 | USD | evidence → |
| Net income | 101,391,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,725,237,000 | USD | evidence → |
| Total capital | 2,768,071,000 | USD | evidence → |
| Risk-weighted assets | 5,093,358,000 | USD | evidence → |