Call reports 2024
BEAL BANK USA — 2024
What BEAL BANK USA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 18,030,977,000 | 17,500,461,000 | 17,512,704,000 | 16,215,605,000 |
| Total loans | 2,617,881,000 | 2,534,325,000 | 2,850,729,000 | 2,951,766,000 |
| Allowance for loan losses | 22,286,000 | 21,834,000 | 23,221,000 | 22,768,000 |
| Securities available for sale | 13,124,364,000 | 13,304,096,000 | 13,541,997,000 | 11,838,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,017,429,000 | 9,366,777,000 | 9,095,142,000 | 8,816,420,000 |
| Interest-bearing deposits | 6,001,441,000 | 9,100,120,000 | 9,069,094,000 | 8,804,117,000 |
| Noninterest-bearing deposits | 15,988,000 | 266,657,000 | 26,048,000 | 12,303,000 |
| Equity capital | 4,174,793,000 | 3,763,363,000 | 3,465,132,000 | 3,325,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 253,564,000 | 453,492,000 | 592,760,000 | 801,440,000 |
| Interest expense | 169,244,000 | 316,441,000 | 466,935,000 | 606,723,000 |
| Net interest income | 84,320,000 | 137,051,000 | 125,825,000 | 194,717,000 |
| Noninterest income | 1,125,239,000 | 1,251,933,000 | 976,239,000 | 1,288,360,000 |
| Noninterest expense | 55,303,000 | 87,879,000 | 115,005,000 | 132,012,000 |
| Provision for loan losses | -158,000 | -1,028,000 | 5,278,000 | 5,548,000 |
| Pretax income | 1,154,619,000 | 1,304,243,000 | 983,950,000 | 1,331,208,000 |
| Income tax | 264,488,000 | 301,963,000 | 236,386,000 | 309,577,000 |
| Net income | 890,131,000 | 1,002,280,000 | 747,564,000 | 1,021,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,437,495,000 | 3,984,644,000 | 3,514,928,000 | 3,378,995,000 |
| Total capital | 4,461,142,000 | 4,008,341,000 | 3,541,627,000 | 3,403,751,000 |
| Risk-weighted assets | 4,468,005,000 | 4,247,243,000 | 4,648,422,000 | 4,754,108,000 |