Call reports 2022
BEAL BANK USA — 2022
What BEAL BANK USA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 9,168,938,000 | 14,616,875,000 | 23,982,868,000 | 25,971,989,000 |
| Total loans | 3,071,309,000 | 3,246,542,000 | 3,145,853,000 | 2,596,452,000 |
| Allowance for loan losses | 35,514,000 | 38,769,000 | 36,967,000 | 22,302,000 |
| Securities available for sale | 3,493,171,000 | 9,481,092,000 | 18,093,818,000 | 18,417,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,427,889,000 | 6,526,550,000 | 12,076,930,000 | 18,933,558,000 |
| Interest-bearing deposits | 3,404,254,000 | 6,412,053,000 | 11,942,854,000 | 18,764,729,000 |
| Noninterest-bearing deposits | 23,635,000 | 114,497,000 | 134,076,000 | 168,829,000 |
| Equity capital | 2,882,956,000 | 2,807,776,000 | 2,822,135,000 | 2,843,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 64,758,000 | 193,238,000 | 372,526,000 | 665,149,000 |
| Interest expense | 6,449,000 | 35,103,000 | 116,551,000 | 279,277,000 |
| Net interest income | 58,309,000 | 158,135,000 | 255,975,000 | 385,872,000 |
| Noninterest income | 209,426,000 | 592,388,000 | 1,526,243,000 | 1,751,432,000 |
| Noninterest expense | 53,542,000 | 234,676,000 | 535,497,000 | 787,869,000 |
| Provision for loan losses | -6,564,000 | -2,538,000 | -4,542,000 | -15,861,000 |
| Pretax income | 219,343,000 | 503,371,000 | 1,301,121,000 | 1,528,375,000 |
| Income tax | 51,863,000 | 115,023,000 | 301,161,000 | 353,590,000 |
| Net income | 167,480,000 | 388,348,000 | 999,960,000 | 1,174,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,771,525,000 | 2,917,393,000 | 3,357,005,000 | 3,371,830,000 |
| Total capital | 2,807,039,000 | 2,956,162,000 | 3,393,972,000 | 3,394,132,000 |
| Risk-weighted assets | 5,248,050,000 | 6,170,721,000 | 5,930,159,000 | 4,908,667,000 |