Call reports 2021
BEAL BANK USA — 2021
What BEAL BANK USA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,315,955,000 | 5,709,661,000 | 5,752,953,000 | 5,386,455,000 |
| Total loans | 3,147,369,000 | 3,081,798,000 | 2,988,932,000 | 3,180,387,000 |
| Allowance for loan losses | 102,190,000 | 100,555,000 | 66,918,000 | 39,300,000 |
| Securities available for sale | 1,104,100,000 | 1,043,080,000 | 484,550,000 | 469,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,426,570,000 | 2,806,324,000 | 2,865,278,000 | 2,488,369,000 |
| Interest-bearing deposits | 3,377,848,000 | 2,796,180,000 | 2,814,492,000 | 2,444,058,000 |
| Noninterest-bearing deposits | 48,722,000 | 10,144,000 | 50,786,000 | 44,311,000 |
| Equity capital | 2,585,811,000 | 2,552,840,000 | 2,664,340,000 | 2,731,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 79,147,000 | 155,532,000 | 238,393,000 | 355,239,000 |
| Interest expense | 3,340,000 | 5,565,000 | 7,379,000 | 8,825,000 |
| Net interest income | 75,807,000 | 149,967,000 | 231,014,000 | 346,414,000 |
| Noninterest income | 200,872,000 | 179,699,000 | 421,685,000 | 501,709,000 |
| Noninterest expense | 51,403,000 | 130,051,000 | 254,632,000 | 346,515,000 |
| Provision for loan losses | -2,416,000 | -3,901,000 | -36,738,000 | -64,324,000 |
| Pretax income | 233,257,000 | 205,005,000 | 498,458,000 | 625,750,000 |
| Income tax | 51,980,000 | 46,457,000 | 114,556,000 | 149,040,000 |
| Net income | 181,277,000 | 158,548,000 | 383,902,000 | 476,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,422,612,000 | 2,394,883,000 | 2,555,237,000 | 2,623,045,000 |
| Total capital | 2,494,725,000 | 2,464,255,000 | 2,616,378,000 | 2,662,345,000 |
| Risk-weighted assets | 5,738,994,000 | 5,518,549,000 | 4,885,529,000 | 4,677,569,000 |