Call reports 2018
BEAL BANK USA — 2018
What BEAL BANK USA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 5,755,132,000 | 5,438,642,000 | 5,672,156,000 | 5,331,576,000 |
| Total loans | 3,793,456,000 | 3,795,681,000 | 3,622,975,000 | 3,537,147,000 |
| Allowance for loan losses | 122,480,000 | 113,610,000 | 112,717,000 | 99,645,000 |
| Securities available for sale | 808,042,000 | 774,059,000 | 739,052,000 | 699,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,957,007,000 | 2,516,141,000 | 2,655,720,000 | 2,402,704,000 |
| Interest-bearing deposits | 2,942,004,000 | 2,505,441,000 | 2,639,494,000 | 2,379,362,000 |
| Noninterest-bearing deposits | 15,003,000 | 10,700,000 | 16,226,000 | 23,342,000 |
| Equity capital | 2,128,771,000 | 2,206,183,000 | 2,267,664,000 | 2,248,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 86,319,000 | 179,805,000 | 273,115,000 | 364,761,000 |
| Interest expense | 11,783,000 | 26,155,000 | 41,144,000 | 57,871,000 |
| Net interest income | 74,536,000 | 153,650,000 | 231,971,000 | 306,890,000 |
| Noninterest income | -76,000 | 108,788,000 | 175,672,000 | 169,379,000 |
| Noninterest expense | 35,362,000 | 67,416,000 | 112,708,000 | 157,680,000 |
| Provision for loan losses | -10,719,000 | -18,273,000 | -17,665,000 | -29,556,000 |
| Pretax income | 48,968,000 | 211,418,000 | 304,320,000 | 326,744,000 |
| Income tax | 62,000 | 74,203,000 | 94,272,000 | 111,701,000 |
| Net income | 48,906,000 | 137,215,000 | 210,048,000 | 215,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,962,201,000 | 2,045,509,000 | 2,108,342,000 | 2,103,338,000 |
| Total capital | 2,031,188,000 | 2,113,398,000 | 2,173,511,000 | 2,166,534,000 |
| Risk-weighted assets | 5,465,497,000 | 5,385,439,000 | 5,165,983,000 | 5,019,245,000 |