Call reports 2017
BEAL BANK USA — 2017
What BEAL BANK USA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 5,260,105,000 | 5,302,435,000 | 5,394,115,000 | 5,597,010,000 |
| Total loans | 3,719,522,000 | 3,920,232,000 | 4,073,592,000 | 3,781,958,000 |
| Allowance for loan losses | 191,026,000 | 194,561,000 | 202,362,000 | 135,188,000 |
| Securities available for sale | 927,713,000 | 872,545,000 | 878,172,000 | 845,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,613,649,000 | 2,725,504,000 | 2,839,957,000 | 2,999,314,000 |
| Interest-bearing deposits | 2,600,557,000 | 2,719,459,000 | 2,834,465,000 | 2,987,114,000 |
| Noninterest-bearing deposits | 13,092,000 | 6,045,000 | 5,492,000 | 12,200,000 |
| Equity capital | 2,158,085,000 | 2,235,925,000 | 2,213,555,000 | 2,244,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 107,557,000 | 202,806,000 | 297,471,000 | 395,882,000 |
| Interest expense | 7,642,000 | 16,040,000 | 24,930,000 | 35,400,000 |
| Net interest income | 99,915,000 | 186,766,000 | 272,541,000 | 360,482,000 |
| Noninterest income | 11,347,000 | 32,872,000 | 43,702,000 | 37,676,000 |
| Noninterest expense | 40,444,000 | 72,051,000 | 107,877,000 | 144,479,000 |
| Provision for loan losses | 6,072,000 | 10,707,000 | 18,793,000 | 14,861,000 |
| Pretax income | 52,072,000 | 119,906,000 | 172,568,000 | 214,368,000 |
| Income tax | 161,000 | 367,000 | 628,000 | 1,125,000 |
| Net income | 51,911,000 | 119,539,000 | 171,940,000 | 213,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,015,962,000 | 2,083,590,000 | 2,041,991,000 | 2,073,294,000 |
| Total capital | 2,083,609,000 | 2,151,793,000 | 2,111,834,000 | 2,138,941,000 |
| Risk-weighted assets | 5,288,350,000 | 5,329,860,000 | 5,454,913,000 | 5,182,224,000 |