Call reports 2011
BEAL BANK USA — 2011
What BEAL BANK USA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 6,753,580,000 | 5,958,127,000 | 5,319,899,000 | 5,722,272,000 |
| Total loans | 2,892,030,000 | 2,516,942,000 | 2,678,167,000 | 2,773,267,000 |
| Allowance for loan losses | 58,365,000 | 57,351,000 | 77,905,000 | 90,031,000 |
| Securities available for sale | 2,886,339,000 | 1,944,658,000 | 1,777,155,000 | 1,758,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,578,685,000 | 2,492,162,000 | 2,447,792,000 | 2,865,471,000 |
| Interest-bearing deposits | 2,578,685,000 | 2,492,162,000 | 2,447,792,000 | 2,865,471,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,757,414,000 | 2,196,041,000 | 1,884,903,000 | 1,956,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 171,984,000 | 341,560,000 | 497,914,000 | 684,220,000 |
| Interest expense | 4,686,000 | 9,150,000 | 13,131,000 | 17,691,000 |
| Net interest income | 167,298,000 | 332,410,000 | 484,783,000 | 666,529,000 |
| Noninterest income | 10,220,000 | 14,508,000 | 14,204,000 | 18,445,000 |
| Noninterest expense | 16,610,000 | 39,048,000 | 61,671,000 | 82,963,000 |
| Provision for loan losses | 23,662,000 | 46,087,000 | 77,247,000 | 99,295,000 |
| Pretax income | 156,191,000 | 395,839,000 | 468,729,000 | 599,750,000 |
| Income tax | 3,000 | 4,000 | 4,000 | 24,000 |
| Net income | 156,188,000 | 395,835,000 | 468,725,000 | 599,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,313,598,000 | 2,008,913,000 | 1,831,802,000 | 1,962,801,000 |
| Total capital | 2,371,963,000 | 2,062,845,000 | 1,885,740,000 | 2,001,795,000 |
| Risk-weighted assets | 5,026,937,000 | 4,311,135,000 | 4,291,072,000 | 4,424,574,000 |