Call reports 2010
BEAL BANK USA — 2010
What BEAL BANK USA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 5,238,007,000 | 5,544,008,000 | 5,759,473,000 | 6,225,232,000 |
| Total loans | 2,427,618,000 | 2,625,696,000 | 2,778,541,000 | 2,915,947,000 |
| Allowance for loan losses | 49,958,000 | 47,894,000 | 39,889,000 | 45,242,000 |
| Securities available for sale | 84,839,000 | 72,070,000 | 59,643,000 | 49,634,000 |
| Securities held to maturity | 2,313,246,000 | 2,335,003,000 | 2,357,106,000 | 2,461,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,007,631,000 | 2,218,748,000 | 2,467,404,000 | 2,600,818,000 |
| Interest-bearing deposits | 2,005,919,000 | 2,218,748,000 | 2,467,404,000 | 0 |
| Noninterest-bearing deposits | 1,712,000 | 0 | 0 | 2,600,818,000 |
| Equity capital | 1,969,399,000 | 1,954,239,000 | 1,959,277,000 | 2,150,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 161,962,000 | 327,101,000 | 473,849,000 | 696,912,000 |
| Interest expense | 6,759,000 | 11,366,000 | 15,988,000 | 20,578,000 |
| Net interest income | 155,203,000 | 315,735,000 | 457,861,000 | 676,334,000 |
| Noninterest income | -223,000 | 1,534,000 | 2,596,000 | 12,209,000 |
| Noninterest expense | 18,045,000 | 36,633,000 | 63,802,000 | 86,688,000 |
| Provision for loan losses | 10,054,000 | 16,477,000 | 27,121,000 | 36,421,000 |
| Pretax income | 114,293,000 | 244,660,000 | 350,035,000 | 541,335,000 |
| Income tax | 0 | 6,000 | 6,000 | 6,000 |
| Net income | 114,293,000 | 244,654,000 | 350,029,000 | 541,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,974,374,000 | 1,960,735,000 | 1,966,110,000 | 2,157,409,000 |
| Total capital | 2,024,332,000 | 2,008,629,000 | 2,005,999,000 | 2,202,651,000 |
| Risk-weighted assets | 4,558,367,000 | 4,890,118,000 | 5,049,759,000 | 5,179,962,000 |