Call reports 2009
BEAL BANK USA — 2009
What BEAL BANK USA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,183,680,000 | 5,526,357,000 | 5,742,942,000 | 5,288,158,000 |
| Total loans | 2,146,498,000 | 2,633,029,000 | 2,783,753,000 | 2,611,822,000 |
| Allowance for loan losses | 19,759,000 | 18,958,000 | 66,510,000 | 46,774,000 |
| Securities available for sale | 10,211,000 | 94,824,000 | 155,077,000 | 104,154,000 |
| Securities held to maturity | 1,921,866,000 | 2,648,767,000 | 2,667,550,000 | 2,360,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,574,869,000 | 2,380,539,000 | 2,781,788,000 | 1,936,642,000 |
| Interest-bearing deposits | 1,573,938,000 | 2,379,167,000 | 2,780,221,000 | 1,933,859,000 |
| Noninterest-bearing deposits | 931,000 | 1,372,000 | 1,567,000 | 2,783,000 |
| Equity capital | 1,806,193,000 | 1,897,973,000 | 1,744,740,000 | 1,863,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 80,109,000 | 202,638,000 | 339,999,000 | 524,072,000 |
| Interest expense | 10,522,000 | 22,116,000 | 34,476,000 | 44,914,000 |
| Net interest income | 69,587,000 | 180,522,000 | 305,523,000 | 479,158,000 |
| Noninterest income | 729,000 | 1,565,000 | 2,606,000 | 3,018,000 |
| Noninterest expense | 8,823,000 | 27,618,000 | 37,964,000 | 64,316,000 |
| Provision for loan losses | 0 | 0 | 48,757,000 | 53,228,000 |
| Pretax income | 61,493,000 | 154,469,000 | 212,457,000 | 335,723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,493,000 | 154,469,000 | 212,457,000 | 335,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,805,848,000 | 1,898,824,000 | 1,736,814,000 | 1,860,079,000 |
| Total capital | 1,825,607,000 | 1,917,782,000 | 1,801,582,000 | 1,906,853,000 |
| Risk-weighted assets | 3,814,701,000 | 4,883,119,000 | 5,183,371,000 | 4,831,183,000 |