Call reports 2006
BEAL BANK USA — 2006
What BEAL BANK USA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,245,565,000 | 2,187,744,000 | 2,110,225,000 | 1,916,150,000 |
| Total loans | 667,890,000 | 660,701,000 | 624,784,000 | 561,398,000 |
| Allowance for loan losses | 6,800,000 | 6,700,000 | 6,300,000 | 5,100,000 |
| Securities available for sale | 12,822,000 | 21,644,000 | 204,000 | 208,000 |
| Securities held to maturity | 1,515,117,000 | 1,450,763,000 | 1,431,663,000 | 1,297,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,919,000 | 75,724,000 | 59,132,000 | 81,589,000 |
| Interest-bearing deposits | 126,051,000 | 73,832,000 | 57,251,000 | 80,023,000 |
| Noninterest-bearing deposits | 27,868,000 | 1,892,000 | 1,881,000 | 1,566,000 |
| Equity capital | 1,537,313,000 | 1,573,109,000 | 1,604,207,000 | 1,501,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 70,908,000 | 124,406,000 | 170,506,000 | 224,176,000 |
| Interest expense | 10,880,000 | 25,341,000 | 37,964,000 | 48,149,000 |
| Net interest income | 60,028,000 | 99,065,000 | 132,542,000 | 176,027,000 |
| Noninterest income | 55,000 | 55,000 | 175,000 | 10,316,000 |
| Noninterest expense | 3,565,000 | 6,341,000 | 9,678,000 | 11,976,000 |
| Provision for loan losses | 300,000 | 200,000 | -200,000 | -1,400,000 |
| Pretax income | 56,218,000 | 92,579,000 | 123,009,000 | 175,537,000 |
| Income tax | 13,000 | 101,000 | 125,000 | 375,000 |
| Net income | 56,205,000 | 92,478,000 | 122,884,000 | 175,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,537,520,000 | 1,573,792,000 | 1,604,199,000 | 1,501,477,000 |
| Total capital | 1,544,320,000 | 1,580,492,000 | 1,610,499,000 | 1,506,577,000 |
| Risk-weighted assets | 2,230,314,000 | 2,159,792,000 | 2,103,027,000 | 1,902,835,000 |
Machine access — free, no API key
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