Call reports 2004
BEAL BANK USA — 2004
What BEAL BANK USA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 3,185,729,000 | 2,777,304,000 |
| Total loans | 1,390,517,000 | 990,668,000 |
| Allowance for loan losses | 4,000,000 | 10,000,000 |
| Securities available for sale | 391,000 | 397,000 |
| Securities held to maturity | 1,706,183,000 | 1,700,378,000 |
| Trading assets | 0 | 0 |
| Total deposits | 88,504,000 | 84,614,000 |
| Interest-bearing deposits | 85,413,000 | 81,700,000 |
| Noninterest-bearing deposits | 3,091,000 | 2,914,000 |
| Equity capital | 1,259,920,000 | 1,300,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 41,014,000 | 111,175,000 |
| Interest expense | 12,875,000 | 31,134,000 |
| Net interest income | 28,139,000 | 80,041,000 |
| Noninterest income | 0 | 0 |
| Noninterest expense | 3,325,000 | 7,382,000 |
| Provision for loan losses | 4,000,000 | 10,000,000 |
| Pretax income | 20,814,000 | 62,659,000 |
| Income tax | 0 | 0 |
| Net income | 20,814,000 | 62,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 1,259,914,000 | 1,300,659,000 |
| Total capital | 1,263,914,000 | 1,310,659,000 |
| Risk-weighted assets | 3,153,979,000 | 2,746,477,000 |
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