Call reports 2026
WAYNE COUNTY BANK — 2026
What WAYNE COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 582,848,000 | 595,120,000 |
| Total loans | 421,572,000 | 421,881,000 |
| Allowance for loan losses | 4,836,000 | 5,008,000 |
| Securities available for sale | 52,139,000 | 50,645,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 496,473,000 | 507,050,000 |
| Interest-bearing deposits | 420,956,000 | 411,606,000 |
| Noninterest-bearing deposits | 75,517,000 | 95,444,000 |
| Equity capital | 75,797,000 | 77,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,120,000 | 18,110,000 |
| Interest expense | 3,223,000 | 6,430,000 |
| Net interest income | 5,897,000 | 11,680,000 |
| Noninterest income | 847,000 | 1,936,000 |
| Noninterest expense | 3,053,000 | 6,164,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 3,541,000 | 7,152,000 |
| Income tax | 910,000 | 1,837,000 |
| Net income | 2,631,000 | 5,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 78,136,000 | 79,620,000 |
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