Call reports 2022
WAYNE COUNTY BANK — 2022
What WAYNE COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 402,570,000 | 407,158,000 | 404,590,000 | 404,813,000 |
| Total loans | 241,531,000 | 248,129,000 | 256,395,000 | 271,838,000 |
| Allowance for loan losses | 3,503,000 | 3,557,000 | 3,704,000 | 3,675,000 |
| Securities available for sale | 43,535,000 | 48,059,000 | 52,075,000 | 61,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,079,000 | 350,509,000 | 348,225,000 | 347,811,000 |
| Interest-bearing deposits | 283,609,000 | 286,267,000 | 282,179,000 | 287,085,000 |
| Noninterest-bearing deposits | 61,470,000 | 64,242,000 | 66,046,000 | 60,726,000 |
| Equity capital | 52,209,000 | 51,441,000 | 51,188,000 | 51,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,521,000 | 7,304,000 | 11,633,000 | 16,435,000 |
| Interest expense | 423,000 | 876,000 | 1,496,000 | 2,572,000 |
| Net interest income | 3,098,000 | 6,428,000 | 10,137,000 | 13,863,000 |
| Noninterest income | 532,000 | 1,265,000 | 1,828,000 | 2,360,000 |
| Noninterest expense | 2,258,000 | 4,496,000 | 6,916,000 | 9,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,372,000 | 3,197,000 | 5,049,000 | 6,550,000 |
| Income tax | 361,000 | 903,000 | 1,353,000 | 1,551,000 |
| Net income | 1,011,000 | 2,294,000 | 3,696,000 | 4,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,645,000 | 54,328,000 | 55,729,000 | 55,833,000 |
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