Call reports 2012
WAYNE COUNTY BANK — 2012
What WAYNE COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 290,612,000 | 289,258,000 | 292,709,000 | 306,577,000 |
| Total loans | 228,827,000 | 231,349,000 | 235,652,000 | 236,363,000 |
| Allowance for loan losses | 5,807,000 | 7,459,000 | 7,527,000 | 7,131,000 |
| Securities available for sale | 10,246,000 | 11,480,000 | 12,230,000 | 12,359,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,345,000 | 241,200,000 | 244,180,000 | 257,922,000 |
| Interest-bearing deposits | 220,791,000 | 220,583,000 | 224,081,000 | 232,164,000 |
| Noninterest-bearing deposits | 20,554,000 | 20,617,000 | 20,099,000 | 25,758,000 |
| Equity capital | 32,599,000 | 32,127,000 | 32,654,000 | 33,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,998,000 | 7,803,000 | 11,667,000 | 15,488,000 |
| Interest expense | 718,000 | 1,455,000 | 2,175,000 | 2,906,000 |
| Net interest income | 3,280,000 | 6,348,000 | 9,492,000 | 12,582,000 |
| Noninterest income | 543,000 | 1,071,000 | 1,594,000 | 2,161,000 |
| Noninterest expense | 1,745,000 | 3,738,000 | 5,472,000 | 7,263,000 |
| Provision for loan losses | 525,000 | 2,620,000 | 3,763,000 | 4,475,000 |
| Pretax income | 1,558,000 | 1,066,000 | 1,893,000 | 3,047,000 |
| Income tax | 562,000 | 340,000 | 625,000 | 1,018,000 |
| Net income | 996,000 | 726,000 | 1,268,000 | 2,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,378,000 | 31,907,000 | 32,449,000 | 32,812,000 |
| Total capital | 35,325,000 | 34,896,000 | 35,490,000 | 35,895,000 |
| Risk-weighted assets | 232,869,000 | 234,659,000 | 238,789,000 | 242,604,000 |
Machine access — free, no API key
Every figure shown here about WAYNE COUNTY BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.