Call reports 2008
WAYNE COUNTY BANK — 2008
What WAYNE COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 212,534,000 | 216,050,000 | 219,299,000 | 224,000,000 |
| Total loans | 170,237,000 | 178,526,000 | 183,288,000 | 187,958,000 |
| Allowance for loan losses | 4,274,000 | 4,385,000 | 4,199,000 | 4,851,000 |
| Securities available for sale | 14,397,000 | 13,590,000 | 12,905,000 | 13,184,000 |
| Securities held to maturity | 964,000 | 844,000 | 714,000 | 714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,105,000 | 170,600,000 | 171,507,000 | 174,396,000 |
| Interest-bearing deposits | 156,548,000 | 156,167,000 | 157,567,000 | 160,418,000 |
| Noninterest-bearing deposits | 14,557,000 | 14,433,000 | 13,940,000 | 13,978,000 |
| Equity capital | 26,478,000 | 26,829,000 | 27,468,000 | 27,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,825,000 | 7,572,000 | 11,291,000 | 15,021,000 |
| Interest expense | 1,693,000 | 3,235,000 | 4,646,000 | 6,047,000 |
| Net interest income | 2,132,000 | 4,337,000 | 6,645,000 | 8,974,000 |
| Noninterest income | 501,000 | 952,000 | 1,454,000 | 1,927,000 |
| Noninterest expense | 1,486,000 | 2,971,000 | 4,440,000 | 6,289,000 |
| Provision for loan losses | 150,000 | 300,000 | 650,000 | 1,936,000 |
| Pretax income | 1,006,000 | 2,028,000 | 3,022,000 | 2,690,000 |
| Income tax | 346,000 | 699,000 | 1,042,000 | 766,000 |
| Net income | 660,000 | 1,329,000 | 1,980,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,382,000 | 26,851,000 | 27,502,000 | 27,046,000 |
| Total capital | 28,599,000 | 29,152,000 | 29,855,000 | 29,438,000 |
| Risk-weighted assets | 175,323,000 | 181,984,000 | 186,396,000 | 188,895,000 |
Machine access — free, no API key
Every figure shown here about WAYNE COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.