Call reports 2006
WAYNE COUNTY BANK — 2006
What WAYNE COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 158,966,000 | 165,433,000 | 172,509,000 | 176,070,000 |
| Total loans | 124,742,000 | 130,075,000 | 138,293,000 | 137,819,000 |
| Allowance for loan losses | 4,879,000 | 4,786,000 | 5,134,000 | 4,418,000 |
| Securities available for sale | 18,460,000 | 17,541,000 | 17,584,000 | 17,341,000 |
| Securities held to maturity | 1,647,000 | 1,602,000 | 1,516,000 | 1,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,354,000 | 133,263,000 | 135,764,000 | 141,089,000 |
| Interest-bearing deposits | 115,582,000 | 121,166,000 | 123,564,000 | 127,462,000 |
| Noninterest-bearing deposits | 12,772,000 | 12,097,000 | 12,200,000 | 13,627,000 |
| Equity capital | 22,926,000 | 23,398,000 | 24,096,000 | 24,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,678,000 | 8,869,000 | 12,093,000 |
| Interest expense | 1,033,000 | 2,216,000 | 3,584,000 | 5,117,000 |
| Net interest income | 1,689,000 | 3,462,000 | 5,285,000 | 6,976,000 |
| Noninterest income | 412,000 | 834,000 | 1,231,000 | 1,683,000 |
| Noninterest expense | 1,141,000 | 2,164,000 | 3,224,000 | 4,528,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 500,000 |
| Pretax income | 960,000 | 2,138,000 | 2,948,000 | 3,638,000 |
| Income tax | 327,000 | 739,000 | 1,010,000 | 1,233,000 |
| Net income | 633,000 | 1,399,000 | 1,938,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,058,000 | 23,625,000 | 24,164,000 | 24,230,000 |
| Total capital | 24,658,000 | 25,290,000 | 25,941,000 | 26,010,000 |
| Risk-weighted assets | 124,735,000 | 130,063,000 | 138,791,000 | 139,729,000 |
Machine access — free, no API key
Every figure shown here about WAYNE COUNTY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.