Call reports 2005
WAYNE COUNTY BANK — 2005
What WAYNE COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 154,418,000 | 156,663,000 | 155,357,000 | 154,409,000 |
| Total loans | 117,571,000 | 119,868,000 | 120,036,000 | 119,007,000 |
| Allowance for loan losses | 5,571,000 | 5,486,000 | 5,215,000 | 4,830,000 |
| Securities available for sale | 19,336,000 | 19,694,000 | 19,684,000 | 19,525,000 |
| Securities held to maturity | 2,247,000 | 1,792,000 | 1,742,000 | 1,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,543,000 | 131,277,000 | 127,886,000 | 126,619,000 |
| Interest-bearing deposits | 118,729,000 | 119,856,000 | 116,545,000 | 114,673,000 |
| Noninterest-bearing deposits | 10,814,000 | 11,421,000 | 11,341,000 | 11,946,000 |
| Equity capital | 21,102,000 | 21,584,000 | 22,181,000 | 22,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 4,935,000 | 7,564,000 | 10,271,000 |
| Interest expense | 716,000 | 1,616,000 | 2,429,000 | 3,427,000 |
| Net interest income | 1,707,000 | 3,319,000 | 5,135,000 | 6,844,000 |
| Noninterest income | 377,000 | 760,000 | 1,129,000 | 1,553,000 |
| Noninterest expense | 981,000 | 1,904,000 | 2,954,000 | 4,065,000 |
| Provision for loan losses | 200,000 | 400,000 | 550,000 | 550,000 |
| Pretax income | 904,000 | 1,779,000 | 2,764,000 | 3,787,000 |
| Income tax | 305,000 | 600,000 | 937,000 | 1,255,000 |
| Net income | 599,000 | 1,179,000 | 1,827,000 | 2,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,093,000 | 21,472,000 | 22,119,000 | 22,426,000 |
| Total capital | 22,586,000 | 23,008,000 | 23,666,000 | 23,966,000 |
| Risk-weighted assets | 115,334,000 | 118,905,000 | 120,063,000 | 119,916,000 |
Machine access — free, no API key
Every figure shown here about WAYNE COUNTY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.