Call reports 2004
WAYNE COUNTY BANK — 2004
What WAYNE COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 148,399,000 | 147,313,000 | 150,348,000 | 152,473,000 |
| Total loans | 109,003,000 | 112,229,000 | 115,411,000 | 116,318,000 |
| Allowance for loan losses | 4,976,000 | 5,105,000 | 5,195,000 | 5,391,000 |
| Securities available for sale | 17,168,000 | 17,701,000 | 19,351,000 | 19,402,000 |
| Securities held to maturity | 2,523,000 | 2,403,000 | 2,403,000 | 2,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,098,000 | 124,288,000 | 125,977,000 | 128,256,000 |
| Interest-bearing deposits | 114,135,000 | 114,315,000 | 115,971,000 | 117,063,000 |
| Noninterest-bearing deposits | 9,963,000 | 9,973,000 | 10,006,000 | 11,193,000 |
| Equity capital | 20,735,000 | 19,806,000 | 20,820,000 | 20,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,245,000 | 4,518,000 | 6,887,000 | 9,327,000 |
| Interest expense | 559,000 | 1,122,000 | 1,724,000 | 2,375,000 |
| Net interest income | 1,686,000 | 3,396,000 | 5,163,000 | 6,952,000 |
| Noninterest income | 314,000 | 707,000 | 1,089,000 | 1,533,000 |
| Noninterest expense | 949,000 | 1,908,000 | 2,881,000 | 4,212,000 |
| Provision for loan losses | 250,000 | 400,000 | 450,000 | 950,000 |
| Pretax income | 728,000 | 1,735,000 | 2,843,000 | 3,246,000 |
| Income tax | 236,000 | 579,000 | 962,000 | 1,052,000 |
| Net income | 492,000 | 1,156,000 | 1,881,000 | 2,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,391,000 | 19,855,000 | 20,580,000 | 20,493,000 |
| Total capital | 21,799,000 | 21,279,000 | 22,028,000 | 21,964,000 |
| Risk-weighted assets | 109,036,000 | 110,255,000 | 112,080,000 | 113,734,000 |
Machine access — free, no API key
Every figure shown here about WAYNE COUNTY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.