Call reports 2025
CROSS RIVER BANK — 2025
What CROSS RIVER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,543,817,000 | 7,936,820,000 | 8,120,330,000 | 8,057,896,000 |
| Total loans | 6,270,116,000 | 5,694,743,000 | 5,785,009,000 | 5,303,636,000 |
| Allowance for loan losses | 110,994,000 | 114,279,000 | 120,496,000 | 118,153,000 |
| Securities available for sale | 1,252,963,000 | 1,262,076,000 | 1,352,792,000 | 1,424,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,564,584,000 | 6,648,813,000 | 6,591,652,000 | 6,189,239,000 |
| Interest-bearing deposits | 5,466,678,000 | 5,491,532,000 | 5,569,315,000 | 4,845,007,000 |
| Noninterest-bearing deposits | 1,097,906,000 | 1,157,281,000 | 1,022,337,000 | 1,344,232,000 |
| Equity capital | 1,037,491,000 | 1,046,854,000 | 1,052,926,000 | 1,064,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 181,566,000 | 358,841,000 | 517,384,000 | 677,095,000 |
| Interest expense | 67,228,000 | 138,684,000 | 190,579,000 | 245,124,000 |
| Net interest income | 114,338,000 | 220,157,000 | 326,805,000 | 431,971,000 |
| Noninterest income | 22,152,000 | 33,165,000 | 66,310,000 | 84,665,000 |
| Noninterest expense | 99,514,000 | 199,202,000 | 302,732,000 | 428,118,000 |
| Provision for loan losses | 11,582,000 | 19,611,000 | 51,146,000 | 54,272,000 |
| Pretax income | 23,484,000 | 29,683,000 | 35,315,000 | 15,446,000 |
| Income tax | 5,033,000 | 6,351,000 | 8,057,000 | -8,570,000 |
| Net income | 18,451,000 | 23,332,000 | 27,258,000 | 24,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,053,556,000 | 1,060,642,000 | 1,064,854,000 | 1,062,167,000 |