Call reports 2012
METROPOLITAN NATIONAL BANK — 2012
What METROPOLITAN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,032,739,000 | 1,022,036,000 | 994,589,000 | 1,010,500,000 |
| Total loans | 611,214,000 | 582,806,000 | 540,201,000 | 517,485,000 |
| Allowance for loan losses | 26,950,000 | 26,318,000 | 26,056,000 | 18,055,000 |
| Securities available for sale | 160,138,000 | 189,334,000 | 168,994,000 | 148,644,000 |
| Securities held to maturity | 0 | 0 | 51,710,000 | 100,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 903,303,000 | 891,873,000 | 869,253,000 | 887,394,000 |
| Interest-bearing deposits | 688,045,000 | 678,163,000 | 648,244,000 | 652,241,000 |
| Noninterest-bearing deposits | 215,258,000 | 213,710,000 | 221,009,000 | 235,153,000 |
| Equity capital | 65,446,000 | 66,000,000 | 64,861,000 | 65,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,153,000 | 17,881,000 | 26,978,000 | 35,170,000 |
| Interest expense | 1,421,000 | 2,674,000 | 3,767,000 | 4,753,000 |
| Net interest income | 7,732,000 | 15,207,000 | 23,211,000 | 30,417,000 |
| Noninterest income | 5,657,000 | 11,203,000 | 17,414,000 | 22,235,000 |
| Noninterest expense | 14,381,000 | 27,742,000 | 43,207,000 | 59,973,000 |
| Provision for loan losses | 49,000 | 132,000 | 132,000 | -5,369,000 |
| Pretax income | -1,041,000 | -1,464,000 | -2,704,000 | -1,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,041,000 | -1,464,000 | -2,704,000 | -1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,317,000 | 62,908,000 | 61,682,000 | 62,956,000 |
| Total capital | 73,078,000 | 72,437,000 | 70,649,000 | 71,564,000 |
| Risk-weighted assets | 763,484,000 | 745,355,000 | 700,069,000 | 679,011,000 |