Call reports 2025
DENVER SAVINGS BANK — 2025
What DENVER SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 245,329,000 | 244,663,000 | 258,303,000 | 255,972,000 |
| Total loans | 169,754,000 | 172,846,000 | 183,172,000 | 174,247,000 |
| Allowance for loan losses | 1,865,000 | 1,867,000 | 1,846,000 | 1,848,000 |
| Securities available for sale | 48,740,000 | 47,707,000 | 48,751,000 | 49,084,000 |
| Securities held to maturity | 800,000 | 800,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,264,000 | 183,528,000 | 196,103,000 | 193,008,000 |
| Interest-bearing deposits | 160,384,000 | 154,869,000 | 168,412,000 | 166,928,000 |
| Noninterest-bearing deposits | 28,880,000 | 28,659,000 | 27,691,000 | 26,080,000 |
| Equity capital | 23,701,000 | 23,673,000 | 24,676,000 | 25,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,009,000 | 6,145,000 | 9,473,000 | 12,913,000 |
| Interest expense | 1,454,000 | 2,893,000 | 4,464,000 | 6,069,000 |
| Net interest income | 1,555,000 | 3,252,000 | 5,009,000 | 6,844,000 |
| Noninterest income | 1,000 | 146,000 | 305,000 | 451,000 |
| Noninterest expense | 1,489,000 | 2,924,000 | 4,375,000 | 5,941,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -25,000 |
| Pretax income | 67,000 | 474,000 | 939,000 | 1,395,000 |
| Income tax | -7,000 | 77,000 | 168,000 | 257,000 |
| Net income | 74,000 | 397,000 | 771,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,664,000 | 25,901,000 | 26,120,000 | 26,437,000 |