Call reports 2024
DENVER SAVINGS BANK — 2024
What DENVER SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 242,642,000 | 243,657,000 | 248,093,000 | 248,584,000 |
| Total loans | 181,004,000 | 184,200,000 | 176,067,000 | 172,999,000 |
| Allowance for loan losses | 1,826,000 | 1,847,000 | 1,851,000 | 1,861,000 |
| Securities available for sale | 42,656,000 | 42,977,000 | 47,821,000 | 47,124,000 |
| Securities held to maturity | 800,000 | 800,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,795,000 | 184,171,000 | 191,229,000 | 192,348,000 |
| Interest-bearing deposits | 162,543,000 | 152,481,000 | 163,371,000 | 161,387,000 |
| Noninterest-bearing deposits | 25,252,000 | 31,690,000 | 27,858,000 | 30,961,000 |
| Equity capital | 22,690,000 | 23,074,000 | 23,971,000 | 23,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,776,000 | 5,744,000 | 8,843,000 | 11,953,000 |
| Interest expense | 1,466,000 | 2,989,000 | 4,629,000 | 6,198,000 |
| Net interest income | 1,310,000 | 2,755,000 | 4,214,000 | 5,755,000 |
| Noninterest income | 139,000 | 272,000 | 406,000 | 531,000 |
| Noninterest expense | 1,294,000 | 2,578,000 | 3,949,000 | 5,331,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 17,000 |
| Pretax income | 162,000 | 439,000 | 661,000 | 961,000 |
| Income tax | 17,000 | 60,000 | 90,000 | 145,000 |
| Net income | 145,000 | 379,000 | 571,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,104,000 | 25,338,000 | 25,467,000 | 25,712,000 |